Financial profileThe financial signals Credlytic uses to understand your current card options.
Profile status100% complete6 of 6 sections · Updated today

All six profile sections are complete.

Personal

Complete
Age
32
City
Mumbai
Employment
Salaried
Role and employer
Product Manager · Example Technologies

Income

Complete

Income helps estimate which card tiers may currently fit your profile.

Monthly gross income
₹85,000
Additional monthly income
₹0
None

Credit

Complete
Credit score
742
Self-reported
Credit history
5y 4m
Payment history
97% on time
Credit utilization
38%
Above the preferred 30% range

Obligations

Complete
Active loans
2
Total monthly EMI
₹18,500
Approximately 22% of monthly income
Cards currently held
2
Outstanding card balance
₹42,000

Spending

Complete
Online shopping₹20,000
Travel₹10,000
Groceries₹8,000
Dining₹6,000
Utilities₹5,000
Fuel₹4,000
Entertainment₹3,000
Other₹2,000
Total monthly spending₹58,000 / month

Primary goal

Complete
PrimaryCashback
SecondaryTravel

Used to prioritize card value and benefits, not eligibility rules.